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Legal

Terms of Use

Last updated: 2026

Age Restriction (18+): This website and its services are intended for adults aged 18 and over. If you are under 18, you must not use or register for this site.

Acceptance of Terms

By accessing or using this website, you confirm that you are at least 18 years of age and that you agree to be bound by these Terms of Use. If you do not agree, please do not use this site.

Nature of Service

Panayi Therapy provides coaching and self-help services. These are not medical, psychiatric, psychological, or clinical services. Use of this site does not create a professional, therapeutic, or licensed care relationship. Please read our full Disclaimer.

Acceptable Use

You agree not to:

  • Use this site for any unlawful purpose or in a manner that violates applicable laws
  • Attempt to gain unauthorised access to any system, account, or data
  • Upload, transmit, or distribute harmful, abusive, defamatory, or illegal content
  • Reverse-engineer, scrape, or mirror any part of this website without permission
  • Impersonate any person or entity or misrepresent your affiliation

Intellectual Property

All content on this website, including text, images, graphics, and branding, is the intellectual property of Panayi Therapy unless otherwise stated. You may not reproduce, distribute, or create derivative works without written permission.

Privacy

Your use of this site is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these terms by reference.

Limitation of Liability

To the fullest extent permitted by law, Panayi Therapy shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of this website or its services. Please refer to our Disclaimer for full details.

Changes to These Terms

Panayi Therapy reserves the right to amend these Terms of Use at any time. Continued use of the site following changes constitutes your acceptance of the updated terms.

Governing Law

[Governing law and jurisdiction to be confirmed by client — see docs/LEGAL.md.]

Contact

For any questions about these terms, please contact us via the client portal or the contact details on our site.